Best international student loans in April 2026
International students in the U.S. face challenges accessing federal student loans, but private lenders like MPower Financing, Sallie Mae, and Ascent offer alternatives. CNBC Select has identified the best private lenders for international students with and without co-signers.
International students in the U.S. typically can't access federal student loans unless they qualify as eligible non-citizens. Private lenders often require a co-signer with good credit who is a U.S. citizen or permanent resident. CNBC Select has named top private lenders for international students. MPower Financing is best for undergrads without a co-signer, offering up to $100,000 in loans with a 10-year term and a 6.5% origination fee. Sallie Mae is recommended for DACA students with a co-signer, featuring no origination fee and co-signer release after 12 payments. Ascent is suitable for students with eligible resident status, considering borrowers' future earnings potential.
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