Disability Insurance Resource for Medical Residents Launches After Record 2026 Match

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A resource for guaranteed standard issue disability insurance for medical residents has been launched, as a record number of physicians matched to residency positions in 2026. Residents have until June 30 to enroll in the coverage, which offers discounts of 10-30% and no medical underwriting.
The 2026 Main Residency Match saw a record 44,344 training positions available, with over 38,000 physicians matching to PGY-1 positions. Many of these physicians are eligible for guaranteed standard issue (GSI) disability insurance through their institutions. GSI coverage requires no medical examination or health history questions and offers own-occupation non-cancellable policies at discounted rates. Residents who enroll during training can also increase their monthly benefit up to $15,000 without future medical underwriting. The enrollment window is governed by program participation, and residents who fail to enroll before the deadline may permanently forfeit access to GSI coverage. A new resource is available to help residents understand their GSI options and make informed decisions before the June 30 deadline.
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