From AI trip planning to travel insurance: How are Indians redefining travel in 2026?

Indian travelers are embracing technology and redefining their approach to holidays in 2026, according to a new survey by Allianz Partners. The report highlights that 87% of Indians plan to travel this summer, surpassing global averages despite rising costs and uncertainty. However, travelers are becoming more selective, prioritizing value, safety, and convenience over traditional holiday planning methods. A key trend is the shift toward domestic travel, with six in ten Indians opting to explore destinations within the country. Popular choices include Goa’s beaches, Uttarakhand’s mountains, and Kerala’s backwaters, offering memorable experiences without the complexities of international travel. This preference reflects concerns over geopolitical tensions, visa restrictions, and fluctuating global travel costs. Artificial intelligence is reshaping how trips are planned, with 82% of Indian travelers using AI tools to build itineraries, compare hotels, and estimate expenses. The technology is transitioning from a convenience to a core part of the travel process, enabling more personalized and efficient experiences. Allianz Partners Managing Director Charu Kaushal noted that travelers are increasingly relying on digital tools to optimize their vacations. Beyond destinations, travelers are focusing on experience-driven holidays, such as concerts, wellness retreats, and festivals. Three out of four respondents prioritize activities over locations, indicating a broader shift in travel motivations. The survey also underscores the growing importance of travel insurance, with more Indians purchasing coverage to protect themselves during trips. Despite economic pressures, Indian travelers remain confident and enthusiastic about exploring both domestic and international destinations. However, the modern traveler is more informed, tech-savvy, and cautious, ensuring that holidays align with their financial and safety priorities.