New AI tool for mutual fund investing: How wealth managers can use it for real-time insights

ZFunds, an Indian wealth management platform, has introduced ZIVA (ZFunds Intelligent Virtual Assistant), an AI-driven tool tailored for mutual fund distributors (MFDs) and wealth managers. The platform integrates portfolio analysis, client communication, and workflow automation into a single system, enabling users to simulate client interactions, create personalized investment proposals, and access real-time market insights. ZIVA also records and transcribes meetings, summarizing key action points while leveraging client history and account data for contextual recommendations. During a pilot involving 500 partners, ZIVA generated over 5,000 client-ready investment proposals and facilitated 9,000 minutes of mock client meetings. Internal data suggests the tool reduces distributor workload by up to 60%, particularly in portfolio analysis and client servicing. The platform aggregates research from authorized sources, streamlining goal-based portfolio construction and quick reviews, while also automating client-facing communications and marketing content. ZIVA supports both text and voice inputs in five Indian languages: Hindi, Gujarati, Bengali, Tamil, and Telugu. The tool was officially launched at the ZFunds Founders Summit 2026 in Gurugram and is now available to users on the platform. ZFunds co-founder Manish Kothari stated the tool aims to enhance operational efficiency while maintaining the relevance of distributors in investor engagement and behavioral guidance. The launch aligns with India’s growing adoption of technology-driven advisory models in wealth management, complementing traditional distributor-led frameworks. ZIVA’s features include structured research presentation, automated transcription, and AI-generated client communications, positioning it as a comprehensive solution for wealth managers seeking to optimize workflows and improve client interactions.