Singapore's sandwich class builds diversified portfolios for long-term wealth, with Bitcoin anchoring their crypto allocation: IRCI Singapore 2026

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A survey by Independent Reserve found that half of Singapore's sandwich class views investing as their main path to long-term wealth, with 42% using crypto as a core portfolio tool. The sandwich class is taking a more active role in managing their portfolios, with a focus on predictable income, diversification, and alignment with risk appetite.
Singapore's sandwich class is building diversified portfolios for long-term wealth. Half see investing as their main path to wealth, with 42% using crypto as a core tool. They are taking a more active role in managing their portfolios, with a focus on income, diversification, and risk appetite. Crypto is treated as part of a broader investment strategy, with 48% holding it for 3-5 years. They invest in crypto on a regular basis, with 49% using a dollar-cost-average approach.
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