The state of insurtech funding

The insurtech market has changed in recent years. Capital is still available, but it's no longer chasing growth at any cost. Instead, it's rewarding durability and real revenue. The insurance market is tracking closely with the broader technology sector, with valuations under pressure and exit timelines stretched. Artificial intelligence is a key area of focus, but the pace of change is creating strategic problems. Companies with proprietary data and a strong value proposition are more likely to attract investment. The market is expected to see a more active and pragmatic M&A cycle, with strategic buyers looking to acquire companies with a strong AI edge.