Times Opinion: Health care costs are forcing terrible trade-offs

Many Americans are struggling to pay for healthcare, with rising costs forcing them to make difficult trade-offs, such as skipping meals or borrowing money to access care. Recent surveys show that health care has become unaffordable for most Americans, with premiums and deductibles increasing and many people dropping coverage or transitioning to cheaper, high-deductible plans.
Americans are struggling to pay for healthcare due to rising costs. Many are forced to make difficult trade-offs, such as skipping meals or borrowing money to access care. Recent surveys show that health care has become unaffordable for most Americans. The cost of monthly premiums and deductibles has increased, straining budgets. Some people have dropped coverage altogether, while others have transitioned to cheaper, high-deductible plans. These plans could be financially disastrous if a health emergency occurs. The situation may worsen due to a provision in the One Big Beautiful Bill Act that will end automatic subsidy renewal in 2028. Most Americans under 65 get insurance through their employers and are also feeling the strain. Many have trouble paying other bills or have put less money in their retirement funds due to healthcare costs. The president's policies are expected to make the situation worse, with new work requirements for Medicaid likely to leave millions uninsured.
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