Visa launches tap-based identity verification with Fidelity Bank Bahamas
Visa introduced a tap-based identity verification system with Fidelity Bank Bahamas and fintech company Keyno, allowing card activation and authentication via a simple tap of the EMV chip card on a mobile phone. The technology, called Tap to Confirm and Tap to Activate, aims to replace SMS codes and call-center authentication while enhancing security for high-risk banking actions like password changes and high-value transfers.
Visa has partnered with fintech company Keyno and Fidelity Bank Bahamas to launch a new tap-based identity verification system. The technology, named Tap to Confirm and Tap to Activate, leverages the EMV chip embedded in Visa cards alongside Visa’s Chip Authenticate service. Customers can now activate their cards and confirm identity by tapping their physical Visa card against a mobile phone within Fidelity Bank’s FIDSECURE app, eliminating the need for passwords or SMS verification codes. The system is designed to streamline digital banking processes, reducing reliance on manual card activation and call-center authentication. Visa states that the solution transforms the physical card into a digital identity credential, enhancing security while minimizing user friction. The technology provides EMV-level security, making it suitable for high-risk activities such as password changes, address updates, and high-value transfers. The initial rollout of Tap to Confirm and Tap to Activate is already live through Fidelity Bank Bahamas’ mobile app. Visa plans broader expansion of the technology in 2026. Mike Romero, head of digital solutions for Visa Latin America and the Caribbean, highlighted the goal of making identity verification easier and more secure by utilizing existing payments infrastructure. Keyno CEO Robert J Steinman emphasized the partnership’s aim to create a safer, simpler, and more trusted digital banking experience with just a tap. Visa’s announcement underscores the growing need for secure yet user-friendly identity verification solutions in modern banking and payments.
This content was automatically generated and/or translated by AI. It may contain inaccuracies. Please refer to the original sources for verification.