Weather damage makes up 1 in 4 insurance claims in record $8.2B year
In 2025, UK property insurance claims reached a record £6.1 billion ($8.2 billion), with 25% being weather-related, more than double the average between 2017 and 2021. Rising global temperatures are expected to further increase extreme weather events and related insurance claims.
The UK's property insurance claims hit a record £6.1 billion ($8.2 billion) in 2025, according to a Deloitte press release citing data from the Association of British Insurers. Weather-related claims accounted for £1.6 billion ($2.2 billion), or 25% of the total. This is more than double the average weather-related claims between 2017 and 2021. Rising global temperatures are responsible for at least one-third of all weather-related insurance claims this century. As a result, insurance payouts are increasing, making property insurance more expensive for owners. To mitigate this, property owners can take steps to prepare their properties for extreme weather, such as using impact-resistant materials and installing flood protection measures. Insurance companies can also raise client awareness on reducing storm damage and ensuring policyholders understand their coverage.
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